Should You Roll Over Your 401(k)? The Answer Might Be Changing
For many years the best action to take with a 401(k) account when leaving an employer was to roll over the account to an IRA. The rollover has been the…
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Income Replacement Or Lifestyle Spending Method?
Retirement planning usually starts with a simple idea: save enough money to replace your income. But there’s one big problem.…
Cultivating Character Amid Market Chaos
University of Southern California professor and storytelling sage Robert McKee said this about character: “True character is revealed in the…
7 Alarming Facts About Wealth Inequality: Bring On the Pitchforks?
Ray Dalio, billionaire founder of Bridgewater Associates, once warned that if America didn’t address its widening wealth gap, the rich…
Medicare Advantage Plans Receive Some Breaks For 2026
Last year I reported on actions the previous administration was taking to make Medicare Advantage plans less attractive to beneficiaries…
Here Are Some Financial Moves That Can Ease The Pain Of Market Declines
An investment market decline can create financial opportunities for alert investors, whether the decline is short and sharp or long…
Here's why the average US credit score is falling
The average U.S. credit score slipped nationwide, largely due to the resumption of federal student loan delinquency reporting on U.S.…
Mortgage rates jump as tariffs hit markets; biggest spike in nearly a year
Mortgage rates spiked this week, mortgage buyer Freddie Mac said Thursday, as President Donald Trump's tariffs led to instability in…
Married Americans with student loans with income-driven plans may get a break: report
Married student loan borrowers on income-driven repayment (IDRs) appeared to no longer have to worry about the possibility of an…
The Sandwich Generation’s Financial Fears About Aging Parents
In homes across America, a quiet crisis is unfolding. The "sandwich generation" – adults simultaneously caring for their children and…
If You Are Retired, Follow The Handbook
For much of our life, school systems and workplaces teach us the next steps. We learn in elementary school the…
When Aging Parents Won’t Listen: Safety Concerns Versus Independence
The phone calls to us often start the same way: "My mom refuses to move out of her house, but…
How President Trump’s Tariffs Could Impact Your Retirement
Pre-retirees and retirees are understandably concerned about the impact of President Trump’s tariffs on their retirement finances, as evidenced by…